Digi Silver

DIGISILVER

DigiSilver is your gateway to making investments in 999 pure silver as low as ₹100. We will convert your every payment to DigiSilver in the form of deposit.

Customers can pay ₹100 or more in a single payment and accumulate silver over a period of time. You can convert your digital silver payments to physical silver on our online silver shopping service.

After 300 days, you will receive DIGISILVER bonus weight based on adding your invest or shopping through our online silver shopping service.

SILVER

  • Silver is more than a precious metal in India—it is a symbol of prosperity, tradition, and wealth passed down through generations.
  • Known for its long-term stability and consistent value appreciation, silver has remained one of the most trusted investment choices for families across generations.
  • Its reliability and enduring demand make it a secure asset for wealth preservation and financial growth.
  • With DigiSILVER, investing in silver becomes simple, convenient, and accessible for everyone.
  • Pothy Swarna Mahal introduces DigiSILVER, a modern digital silver investment solution designed for today's investors.
  • Powered by secure 999 silver allocation through 500z.pro, DigiSILVER offers a transparent, reliable, and user-friendly way to own silver digitally.
  • Start your silver investment journey with confidence and enjoy the benefits of owning pure silver anytime, anywhere.

Why Silver Investment is Trending Now

Affordable Alternative to transfer wealth:

Silver is the next gold and an affordable alternative to gold for transferring wealth to the next generation, as great-grandparents transferred wealth to their children and grandchildren in the form of traditional heirlooms, such as silverware and other silver articles, to the next generation.

Silver articles, such as pooja items, are transferred to daughters, and include utensils like the thali and serving vessels for the son.

Industrial Demand Is Booming:

Silver isn’t just a precious metal; it’s an industrial one too. Silver is used in solar panels, electric vehicles, batteries, electronics and new-age tech gadgets. With the global shift toward clean energy, industrial demand for silver has surged, particularly from India and China.

Nearly 60% of silver demand today comes from industrial uses.

Green Energy Revolution:

Every solar panel uses silver for conductivity. As governments push for renewable energy, solar panel production leads to increased demand for silver. This structural demand keeps silver prices supported in the long term.

The Rise of Digital Silver:

As silver demand is rising and we have received numerous requests to launch digital silver plans, we at Pothys DigiSilver have made silver savings as easy as gold. Now you can buy silver in small amounts, store it digitally, and redeem it for your favourite silver article, pooja items or silver jewellery of your choice.  

This accessibility will bring you closer to your goal of building wealth organically and developing a savings habit.

In Cultural and Festive Value:

In South India and across India, silver holds auspicious and gifting value from pooja items to wedding gifts. Digital silver bridges traditional sentiment + modern convenience, especially during festivals like Dhanteras, Akshaya Tritiya, and Diwali. We prefer buying the auspicious metals like Gold and Silver.

In Short:

Silver is trending because it combines industrial growth, affordability, cultural trust, and digital convenience — making it the “next gold” for new-age savers. 

The MORE you Save MORE the MORE you Earn

You will earn an instant DiGiSilver weight bonus every time you purchase Silver through the DigiSilver plan. This Instant Silver weight benefit is designed to give you an instant reward for your smart investment. 

The bonus will be calculated on the paid amount multiplied by the bonus percentage applicable to the period mentioned. The bonus rate is applicable based on payment made during the appropriate period/schedule given above. So all payments made up to 75 days are eligible to get a bonus of 7% on payments, all payments made during 76 to 150 days are eligible to get a bonus of 5% on payments, and all payments made during 151 to 225 days are eligible to get a bonus of 3% and beyond 225 days to 300 days eligible to get a bonus of 1%.

For Example: For Example: The below table shows the bonus calculation Methodology
No of times paid Total Paid amount Eligible Bonus Rate Bonus Amount Cumulative Paid Amount Cumulative Bonus Amount
0-75 days 3 times Rs. 10000 7% Rs.10000 x 7% = Rs.700 10,000 700
76 to 150 days 2 times Rs. 6000 5% Rs.6000 x 5% = Rs.300 16,000 1,000
151 to 225 days 4 times Rs. 7000 3% Rs.7000 x 3% = Rs.210 23,000 1,210
226 to 300 days 5 times Rs. 12,000 1% Rs.12,000 x 1% = Rs.120 35,000 1,330

Note: The instant bonus benefit is redeemable to customers on successful completion of 330 days.

Plan Tenure

The Plan's 300-day tenure will commence on the date of the user's first payment. During this period, users can save Silver as often as they want. At the end of the 300th day, acceptance of advance payments for DiGiSilver and Silver accumulation will be stopped, and the Plan will mature on the 330th day.

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Frequently Asked Questions

Who is eligible to participate in the DiGiSilver Plan?

Indians of Indian Origin or Indian Citizens who have attained the age of 18 or above are eligible to enrol in the DiGiSilver Plan.
A minimum of ₹ 100 is required to enrol in this Plan, and there is no upper limit on online transfers. However, a PAN copy is mandatory at the time of enrolment and redemption for purchase amounts over Rs. 2 Lakhs as per the prevailing income tax regulations.
Yes, we recommend a minimum deposit of Rs. 10,000 is required over 300 days to witness your Silver value appreciation and return. You can monitor your investment performance on our DiGiGold app and our website daily.
Your Digital Silver will be updated in the Pothys Swarna Mahal DiGiGold app immediately after payment is made.
Yes, under this plan, members can purchase special collections in silver, such as Pooranam (Bridal Jewellery), Silver Antique, Nagas and Pooja items by paying the applicable making charges with an ongoing offer.
Yes, the member can purchase Silver coins and bars by paying the die charges and applicable tax.
Yes, the member can purchase Silver Jewellery from our exquisite collection, like, NYRA (Everyday Jewellery),LEO (Mens Jewellery) and Gift Articles upto the current market value of the accumulated Silver weight by paying and applicable tax.
Yes, there is a minimum 330 days lock-in period to redeem your accumulated Silver with Bonus Silver Weight benefits.
Customers who pre-close within 330 days of enrollment can redeem their accumulated Silver weight without a bonus weight benefit. However, they can enjoy the ongoing offers available during redemption.
No, a Cash refund will not be permitted under any circumstances, as per government regulations.
Yes, the member will bear GST and any other government levies at the time of invoice.

Promo Code

  1. Single Use Only: all promo codes are valid for one-time use per customer.
  2. Verification: We reserve the right to verify the identity of any customer using a promo code and cancel orders that violate the terms of the code.
  3. Abuse Prevention: Any attempt to circumvent the one-time use rule (e.g., by creating multiple accounts) may result in cancellation of the order and/or suspension of the account.
  4. Right to Modify: We reserve the right to cancel or modify promotions at any time.

Terms and conditions.

  1. The DiGiSilver purchase plan (hereinafter DiGiSilver or the plan) offered by Pothys SwarnaMahal Private Limited allows customers to accumulate and save Silver digitally on a regular basis and redeem it to purchase jewellery with specific discounts, subject to below terms and conditions.
  2. Customers can pay any amount starting from ₹ 100
  3. Customers can make multiple payments in a single day, and there is no limit on the maximum investment throughout the tenure.
  4. The paid amount is converted to Silver weight at the current board rate.
  5. After 330 days, the customer can purchase the accumulated weight in any PSM store.
  6. The customer receives an instant Silver weight bonus based on their invested value and the duration mentioned in the benefits slab.
  7. The customer is also entitled to a FREE gift based on the total amount paid at the time of redemption.
  8. This plan is valid for 330 Days from the date of the first payment.
  9. This plan can only be redeemed against the purchase of Jewellery or ornaments mentioned in this plan document.
  10. Customers should produce one valid ID proof and PAN Card details at the time of enrollment and redemption.
  11. Partial redemption of accumulated weight is not allowed under any circumstances.
  12. Customers can get the full Silver weight bonus benefits only after completing 330 days from the date of enrolment.
  13. If a customer wants to preclose before the tenure, they may do so without the bonus weight benefits.
  14. The tenure cannot be extended under any circumstances.
  15. Silver coins can be purchased under this scheme.
  16. No cash refund will be permitted under any circumstances..
  17. Transfer of ownership is prohibited.
  18. Customers will bear GST and other Government levies at the time of redemption.
  19. No waiver of V.A. under this plan hence the customer has to bear applicable V.A. and Stone charges. are applicable.
  20. Customers can enjoy the prevailing Offers / Discounts applicable while purchasing under this scheme.
  21. No interest is applicable for any advance-paid
  22. Company at its sole discretion can alter, amend, modify, add or delete any or all of the terms and conditions from time to time.
  23. Customisation of jewellery is not allowed under this scheme, customers can choose only from available merchandise during the time of purchase.
  24. Any dispute would be subject to Chennai High Court jurisdiction only.


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